Long-Term Care Planning in Williamsport, PA

Helping Families Protect Their Homes & Assets from the Cost of Care

The average cost of a nursing home in Pennsylvania exceeds $10,000 per month. Without a plan, a family can exhaust a lifetime of savings in a matter of years. At Raup & Sholder, P.C., we have helped hundreds of Northcentral Pennsylvania families protect what they have worked for — while still making sure their loved ones receive the care they need. This area of law is time-sensitive. Pennsylvania Medicaid requires a five-year look-back period on asset transfers, which means your planning options narrow the closer you are to needing care. The best time to plan is now.

Ways to Fund Long-Term Care

There are more options than most people realize. We help clients evaluate and plan around all available sources, including:

• Medicaid — Pennsylvania's primary program for covering nursing home costs for those who qualify
• Long-term care insurance — private policies that offset care costs
• Veterans' benefits — the Aid & Attendance benefit can provide significant support for eligible veterans and their spouses
• Medicare — covers limited skilled nursing care following a hospital stay
• Annuities and structured investments — can be used strategically within Medicaid planning
• Disability benefits

Asset Protection Strategies

Our job is to find legal strategies that protect as much of your family's wealth as possible while ensuring access to quality care. Depending on your situation, this may involve irrevocable trusts, strategic transfers to family members, spousal protection strategies, or other approaches we have used successfully for families across this region.

We never recommend anything that is not compliant with Pennsylvania law and Medicaid regulations. Our goal is a plan you can count on.

Schedule a Free Long-Term Care Planning Consultation

We offer free initial consultations at our Williamsport office. Call (570) 321-0709 or contact us online. We serve families throughout Lycoming County, including Williamsport, Montoursville, Cogan Station, Montgomery, and Slate Run.

Contact Us

FREE CONSULTATION

Raup & Sholder, P.C. is located in Williamsport, PA and serves clients in and around Williamsport, Cogan Station, Montoursville, Slate Run, Montgomery, Nisbet and Lycoming County.
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(570) 321-0709

445 Elmira Street
Williamsport, PA 17701

HOURS
MONDAY–THURSDAY 8:30 AM–5:00 PM
FRIDAY 8:30 AM–3:00 PM